From fear to clarity, together.
Guardian gives you a shared view of what is actually happening with the money — so you can stop investigating, stop fearing, and start trusting again.
Nothing is hidden. Nothing is forced. You both see the same workspace.
The hardest part isn't the fights. It's the quiet questions you stopped asking out loud.
How it works
One workspace. Together.
They invite you
Your loved one sends you an invitation. Nothing is shared until they do, and they decide what you can see.
You share the same view
Transactions, alerts, and progress all live on one workspace. You are not getting a redacted copy — you are looking at the same thing.
Quiet until it matters
Guardian sends an alert once a matching transaction posts. The rest of the time, it stays out of the way so you can too.
What you'll see
Eyes on what matters. Nothing more.
You are not tracking every coffee or Venmo. Guardian surfaces the patterns that actually signal risk, and lets the rest go.
This is shared visibility, not spying.
You and your loved one see the same view, and they can pause or change what is shared at any time.
Guardian works through social accountability.1
It's the thought that gives you pause when you know a trusted person will see the transaction. That pause is often enough. Not willpower. Not shame. Just a moment of reflection, exactly when it matters.
Pricing
Simple, transparent pricing.
Your state may cover the cost. Check GamFin state partnerships.
Two-person plan
- For you and your loved one
- Alerts on detected transactions
- Shared online workspace
Family plan
Everything in the two-person plan, plus:
- Monitor accounts for up to 5 family members
- Protect against unauthorized access and identity theft
- Alert multiple accountability partners
Guardian is based on our financial counseling and training work
and many other partners across the United StatesAs featured in
Security & privacy
Built to be trusted.
Secure by design
Built to the security standards expected of top-tier banking and consumer fintech apps. Financial account connections run through industry-leading open banking providers — your credentials never touch our servers.
Your data stays yours
We don't sell your data. No advertisers, no data brokers. Nothing is shared outside the people you invite into your workspace.
Our compliance approach
SOC 2 Type I is on our roadmap, with Type II to follow. We align our data handling with HIPAA, GLBA, and CCPA, and sign Business Associate Agreements with our core technology vendors where HIPAA applies.
Footnotes & references
1Social accountability — Also called a commitment device in behavioral economics, and pre-commitment in gambling research.
- Bryan, G., Karlan, D., & Nelson, S. (2010). Commitment devices. Annual Review of Economics.
- Ladouceur, R., Blaszczynski, A., & Lalande, D. R. (2012). Pre-commitment in gambling: a review of the empirical evidence. International Gambling Studies.
- Bateson, M., Nettle, D., & Roberts, G. (2006). Cues of being watched enhance cooperation in a real-world setting. Biology Letters.
Rebuild trust, one transaction at a time.
Let Guardian monitor your money, so you can focus on what the numbers can't measure.